Small Business Finance

SBA Small Business Finance

“In these challenging economic times, we are often reminded of the importance of entrepreneurship as a means of re-energizing our nation’s economy. One of the top issues for small business owners in the current economic downturn is access to credit. Recent surveys show that small business lending standards have grown more stringent and loan demand has fallen. In general, small businesses have been squeezed on a number of fronts, making it even more important for them to control costs, (re)focus on their core strategies, and manage their cash flow.”

To assist small businesses in meeting these objectives, the Small Business Administration Office of Advocacy has released a 135-page report, represented as a “compendium of research” on the topic of “Small Business in Focus: Finance”. A short three-page issue of Small Business Research Summary (#348) discusses the essential findings of the larger report. The longer document consists largely of four papers addressing issues of keen interest to small businesses: “Lending to Small Businesses by Financial Institutions in the United States”; “An Examination of Financial Patterns Using the Survey of Small Business Finances”; “How Strong is the Link between Internal Finance and Small Firm Growth? Evidence from Survey of Small Business Finances”; and “Who Needs Credit and Who Gets Credit? Evidence from the Survey of Small Business Finances.”

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Published in: on August 7, 2009 at 11:34 am  Leave a Comment  

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