Federal Reserve Maps Credit Conditions

The Federal Reserve Bank of New York offers a pair of interesting interactive maps which outline credit conditions nationally in an easily interpreted graphic format.

One set of maps focuses on Bank Card and Mortgage Delinquency Rates by state and county. Sedgwick County is in better condition than much of the country at present with the 60+ day bank card delinquency rate at 1.76% and the 90+ day mortgage delinquency rate at 1.61%.

A second set of maps displays Subprime Mortgage Conditions by state. Again, Kansas is comparatively fortunate at the present time, with subprime loans per 1000 housing units at 12.2, and those in foreclosure per 1000 units at .8. In contrast, the rate of foreclosure in Florida is 6.9, in California 4.2, in Ohio 2.7, in Colorado 1.6, and in Oklahoma 1.3.

Published in: on November 24, 2008 at 10:10 am  Leave a Comment